SMALL BUSINESS LOANS

  A merchant cash advance allows a business owner to receive a cash advance against their future monthly sales. Unlike a business loan, where the finance company will typically seek physical collateral, a merchant cash advance gives you an immediate injection of cash that is secured by the sales that you expect to receive in the near future. 

 SBA  provides lenders with a Federal guarantee for a defined maximum and minimum amount. the terms of an SBA loan will vary .these loans have lower down payments and longer terms. One of the most popular programs is the SBA 7(a) loan, which was established to assist existing small business SBA Paycheck Protection Program (PPP) is also available offering a 1% fixed APR rate for the life of the loan, payments are deferred for  for 10 months, and you may qualify for loan forgiveness. 

 With an Unsecured Business Line of Credit (LOC)  you can access the capital you need at any time.
If you have been in business for at least 2 years, you can get approved. The best part is that you will only pay interest on the amount you draw, not on the entire loan amount. We have no pre-payment penalties. Pay early and save on interest. Expand your business today with  instant line of credit.

 A term loan provides a fixed amount of money upfront, which must be repaid over a predetermined period, usually with fixed payments.Term loans are suited for large, one-time expenses.

 Repaying the loan involves making scheduled payments, including principal and interest. If you’d like to have the flexibility to make one or more purchases outside of your usual spending range, using this financial tool may be what you need. 

 Equipment financing is a type of loan that allows businesses to purchase necessary machinery, vehicles, or technology by using the equipment itself as collateral. This means that if the borrower defaults, the lender can seize the equipment to recoup losses. Once the loan is fully repaid, the business owns the equipment outright.